                    &\multicolumn{1}{c}{\parbox{2.3cm}{\centering Contributions \\ Deductible?}}&\multicolumn{1}{c}{\parbox{2.1cm}{\centering Withdrawals \\ Taxed?}}&\multicolumn{1}{c}{\parbox{1.9cm}{\centering Returns \\ Taxed?}}&\multicolumn{1}{c}{\parbox{1.9cm}{\centering Withdrawal \\ Penalty?}}&\multicolumn{1}{c}{\parbox{2.1cm}{\centering Contribution \\ Room?}}&\multicolumn{1}{c}{Score/100}\\\cmidrule(lr){2-2}\cmidrule(lr){3-3}\cmidrule(lr){4-4}\cmidrule(lr){5-5}\cmidrule(lr){6-6}\cmidrule(lr){7-7}
Means-testing arm   &        0.14\sym{***}&        0.14\sym{***}&      0.0014         &      -0.016         &       0.021         &       0.068\sym{***}\\
                    &     (0.020)         &     (0.019)         &     (0.022)         &     (0.017)         &     (0.019)         &     (0.015)         \\
Tax arm             &        0.15\sym{***}&        0.15\sym{***}&       0.060\sym{***}&      0.0057         &       0.028         &       0.084\sym{***}\\
                    &     (0.020)         &     (0.019)         &     (0.022)         &     (0.017)         &     (0.019)         &     (0.014)         \\
Control avg.        &        0.64         &        0.67         &        0.45         &        0.17         &        0.23         &        0.43         \\
\\ \(R^{2}\)        &       0.019         &       0.023         &       0.002         &       0.001         &       0.001         &       0.019         \\
{Observations}      &       3,005         &       3,005         &       3,005         &       3,005         &       3,005         &       3,005         \\
